Guides
Property investing, math first.
Plain-spoken explainers for Malaysian property investors. Real RM numbers, no jargon, no “contact me for a consultation.”
Yield6 min
How to calculate rental yield in Malaysia
Gross yield is the number agents quote. Net yield is closer to the truth. Neither tells you whether you actually make money.
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Financing9 min
DIBS vs progressive payments — what's the real IRR?
DIBS made off-plan look like free money. Progressive payments — the rule today — quietly cost you a year of installments before you even hold keys. Most buyers don't model it.
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Occupancy7 min
Break-even occupancy: how empty can your rooms get before you lose money?
Co-living math for Malaysian landlords. The minimum occupancy your deal can survive — and why an "average occupancy rate" lies.
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Cashback8 min
Developer cashback deals — are they actually free money?
Zero-down schemes look like infinite IRR on paper. They sometimes are. But only if you model the SPA mark-up honestly — here's how.
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